Sahliyah, Fatihatus, and Ahmad Fatichuddin. 2026. “Explaining Zakat Payment Awareness: The Roles of Zakat Knowledge, Religiosity and Income”. JPSDa: Jurnal Perbankan Syariah Darussalam 6 (2):371-86. https://doi.org/10.30739/jpsda.v6i2.5379.